The cash you need, right 当你需要的时候.

个人贷款

Think of personal loans as all-purpose funds you can borrow now and pay back over the years. Use them to consolidate high-interest credit cards, make home improvements or cover unexpected expenses. If you have something in mind, we do too.

产品图标

个人贷款

Consolidate your debt today for peace of mind tomorrow.

Consolidating your debt with a personal loan from ACFCU may lower your monthly payments and help you save more over the life of your loan. ACFCU is so much more than a lender, we’re your neighbor. Apply today and enjoy our neighborly service.

利率低至

10.49
%
4月*

特性 & 好处

  • Flexible terms to meet your budget
  • Electronic document signing at your convenience
  • 负担得起的 付款保障计划
马上申请
日历图标 利率 Effective: March 29, 2024
类型 贷款最大 期限到 Apr *低至 月供样本 2
类型 个人贷款 贷款最大 $10,000 期限到 48个月 Apr *低至 10.49% 月供样本 2 $179 for $7,000 or $26 per $1,000
类型 个人贷款 贷款最大 $20,000 期限到 60个月 Apr *低至 11.49% 月供样本 2 $220 for $10,000 or $22 per $1,000
类型 个人贷款 贷款最大 $50,000 期限到 72个月 Apr *低至 11.99% 月供样本 2 $489 for $25,000 or $20 per $1,000

个人信用额度

For flexible spending and repayment.

Looking for a little more financial flexibility? This line of credit could be right for you. 很像信用卡, this line gives you access to money as you need it and can also help you avoid the embarrassment of overdrawing your checking account, covering any checks you may write that exceed your available balance.

利率低至

9.75
%
4月*

特性 & 好处

  • Revolving line of credit you can use as you need it
  • Interest paid only on outstanding balance
  • Link it to your checking account for overdraft protection
  • Get cash advances quickly and easily via 网上银行 
  • 可选 付款保障计划
  • 所有的利率
马上申请
产品形象
产品形象

快速现金贷款

没有信用检查!

Sometimes life hands you unexpected expenses. When that happens, Fast Cash may be right for you. 这是短期的, personal loan with a fast application so you get the money you need, 当你需要的时候. There is no credit check, just a small fee. (To qualify, you must be a member for at least 90 days.)

申请请拨打703.526.0200 x2.

利率低至

16.78
%
4月*

特性 & 好处

Share or Certificate Secured 个人贷款

A great way to help build credit.

Think you can’t get credit because you don’t have any? 再想想. With ACFCU’s secured personal loan, you can use your Share or Certificate account balances to secure the loan you need.

特性 & 好处

  • Your savings serve as collateral for the loan (we place a hold on the money)
  • Save with a low interest rate that’s just 3% above what you’re earning on your ACFCU savings
  • 灵活的还款条款
  • Continue to earn dividends on your Savings or Certificate account
  • As you pay down your loan balance, you can use those funds again
  • 所有的利率
马上申请
产品形象
电话

Manage your money anytime, anywhere with our mobile app.

5星评级
5星评级

卓越服务的原因
是适合你的

As a full-service credit union, we’re a cooperative of members like you who know that by coming together, we can all benefit in our financial journey.

金融权力

We’re here to help our members—and neighbors—meet their financial goals and live their best lives.

有益的经验

We think there’s nothing more rewarding than serving our members—and believe one good turn deserves another.

最大的完整性

We not only meet your financial needs, we commit to being a good neighbor and serving with integrity.

小字

*APR = Annual Percentage Rate. Rate subject to change without notice. 利率 effective as of March 29, 2024. 最高利率18%. Members who apply online will receive a 0.25% APR discount on a 个人贷款. Not all applicants will qualify for the lowest rate. To qualify for as low as rate members must meet credit criteria qualifications and apply online. 最低贷款额为1,000元.

1Must be a member for at least 90 days prior to applying. All accounts and loans must be current (not negative or delinquent) for the past six months. Cannot have been denied for a personal loan within the past 3 months. Direct deposit is not required. However, $1,000 in deposits every calendar month for the past two months is required. Only one Fast Cash loan per member and only one open at a time with two maximum per rolling 12 months. Current Fast Cash loans must have 6 months of payments before they can be refinanced. Only the primary account holder may apply for Fast Cash. For a 12-month loan of $1,000 at 16.78% APR, the monthly payment would be $87.45. Payment is based on first due date within 30 days of closing.

2Payment examples may be different due to payment protection being added to the loan and first payment due date not being 30 days from funding.

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